Lucid vs MFP (2026): Prices, Rules & Payouts Compared

Quick answer. Pick Lucid Flex 25k for the lowest price ($65), news trading allowed and a 90% profit split. Pick MFP Elite 25k for static drawdown once funded, daily payouts and bigger payouts (up to $100,000 each).

Compare

Quick picks

ALucid Flex 25k

Firm

Plan

Size

BMFP Elite 25k

Firm

Plan

Size

Side by sideGreen ticks mark the better value in each row

LucidFlex 25k

$6530% off

Claim

MFPElite 25k

$35030% off

Claim

Price & deal

Price with code LOOP

$65one-time fee

$350one-time fee

Discount

30% off

Activation fee

None

Passing the evaluation

Path to funded

Evaluation

Profit target

$1,250

$2,500

Target vs drawdown

1.25 : 1

2 : 1

Min days to pass

2 daysImplied: the 50% consistency rule means at least 2 trading days.

1 day

Drawdown in evaluation

EOD

Static

Consistency in evaluation

Best day ≤ 50%

None

Risk rules

Max drawdown

$1,000

$1,250

Daily loss limit

None

News trading

Allowed

Funded: no trades ±2 minFunded accounts only: no new positions in the affected market from 10 minutes before a high-impact release (or a stock's earnings), and no trades from 2 minutes before to 2 minutes after. Positions opened earlier can stay open. News is allowed in the evaluation.

Funded & payouts

Drawdown once funded

EOD

Static

Consistency once funded

None

Profit split

90%

80%

Payout frequency

Every 5 profitable days

Daily

Profit to unlock payout #1

$1,000

$250

Payout cap

$1,000Up to 50% of profit per payout

Up to $100,000Request all your profit, as often as you like (no daily limit)

Total payout cap

$5,0005 payouts, then you move to live

$100,000$100,000 per trader, after the split, across all MFP accounts

Move to live

Moves to live after the 5th payout.

No live stage: Elite accounts stay sim funded and keep paying out.

Min payout request

$500

$250

Fastest payout #1

7 trading days2 to pass + 5 funded

2 trading days1 to pass + 1 funded

Max funded accounts

Road to first payout

From checkout to your first withdrawal, using each firm's own rules.

1
Buy$65with code LOOP · one-time
2
PassMake $1,250in 2 days or more · EOD drawdown $1,000 · best day ≤ 50%
3
Qualify5 winning dayswithdraw up to 50% of profit · $100+ each
4
Get paidUp to $1,000you keep 90% · every 5 profitable days · min $500
Fastest possible: 7 trading days

1
Buy$350with code LOOP · one-time
2
PassMake $2,500in 1 day or more · Static drawdown $1,250
3
QualifyHit $250once funded
4
Get paidUp to $100,000you keep 80% · daily · min $250
Fastest possible: 2 trading days

The verdict

The PFL score weighs every rule by how much it matters to a funded trader: drawdown type, payout frequency and payout caps count most; small fees and minimums count least.

Lucid Flex25k · $65

25PFL score · better in 6 rows

Why pick it

The lowest price ($65)
News trading allowed
A 90% profit split

Trade-offs

EOD trailing drawdown once funded
Payouts every 5 profitable days

Claim 30% off

MFP Elite25k · $350

Highest score

75PFL score · better in 11 rows

Why pick it

Static drawdown once funded
Daily payouts
Bigger payouts (up to $100,000 each)

Trade-offs

$285 more than Lucid Flex 25k
No trades ±2 min around news once funded

Claim 30% off

Lowest price

Lucid

Fastest payout #1

MFP

Payout frequency

MFP

Fewest rulesEven

Biggest payouts

MFP

Easiest target

Lucid

The firmsCompany facts and the latest rule changes

LucidFlex 25k

$6530% off

Claim

MFPElite 25k

$35030% off

Claim

Founded

2025

2026

Headquarters

Delaware, USA

USA (Funding Perpetuals Holdings, Inc.)

What you trade

CME, CBOT, NYMEX and COMEX futures and micros: equity index, FX, energy, metals, ags

Perpetual contracts (not CME futures): NAS100 and SP500 index perps, gold, oil, crypto, FX and US stocks

Platforms

12NinjaTrader, Tradovate, TradingView, Quantower…

2MyFundedPerps web terminal, API and MCP server

Payout methods

Plaid (US bank), WorkMarket (bank / PayPal), Crypto

Rise (cash), Store credit (+10%)

Max allocation

5 funded accounts × up to $150k ($750k)

Elite: $100k funded (20 × 5K, 10 × 10K or 4 × 25K); $300k across all MFP plans

Rules verified

October 8, 2026

October 10, 2026

Latest rule changes

Aug 6, 2026The daily loss limit became optional on LucidFlex and LucidPro. Versions with a limit cost less.

Jul 27, 2026LucidDaily launched with daily payouts, a 90% split and an always-intraday funded drawdown.

All Lucid changes

Oct 10, 2026MyFundedPerps added: Elite 5K, 10K and 25K one-step evaluations on perpetual contracts with a 5% static drawdown, no …

All MFP changes

Ready?

Claim 30% off All Lucid rules →

Claim 30% off All MFP rules →

Lucid vs MFP at a glance

Across every Lucid and MFP plan we list, not just the two above.

LucidMFP

Plans we list

Flex, Daily, Pro, Direct (instant)

Elite

Price with LOOP

$65–$585

$70–$350

Account sizes

25k, 50k, 100k, 150k

5k, 10k, 25k

Instant funding

Yes

Profit split

90%

80%

Fastest payouts

Daily (Daily)

Daily (Elite)

Drawdown types

EOD, Intraday

Static

Max accounts

Platforms

Code LOOP

40% OFF

30% OFF

Lucid vs MFP FAQ

Lucid Flex 25k is cheaper: $65 vs $350 for MFP Elite 25k, with code LOOP. Across every plan we list, Lucid starts at $65 (Flex 25k) and MFP at $70 (Elite 5k).

MFP Elite pays out more often (daily) than Lucid Flex (every 5 profitable days). From day one, the fastest possible first payout is 7 trading days on Lucid Flex and 2 on MFP Elite.

Lucid Flex: 50% consistency in the evaluation, no funded consistency rule, no daily loss limit, news trading allowed. MFP Elite: no evaluation consistency rule, no funded consistency rule, no daily loss limit, news: funded: no trades ±2 min.

Lucid Flex pays 90%, vs 80% on MFP Elite.

Yes. Code LOOP takes 40% off at Lucid Trading and 30% off at MyFundedPerps on the plans listed here. Enter it at checkout.